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Mortgage Analysts / Loan Processors: Your quest for the perfect processing opportunity stops here! The Federal Savings Bank (“TFSB”) is actively searching for an experienced mortgage loan processing professional to support our Cary, NC office. This position will be remote 2-3 days per week and in the office for the remainder. At TFSB, the senior loan processing role is known as the "Underwriting Analyst". The Underwriting Analyst’s primary goal is to have a first-time approval from Underwriting with minimal conditions.
Duties and Responsibilities:
Daily utilization of "Encompass" loan origination systems and automated underwriting systems "DU/LP"
Set and maintain proper expectations with all parties on the loan file
Analyze package for completeness to ensure loan file meets investor guidelines
Analyze credit, income, asset and collateral documents and submit files to underwriting
Clear loan conditions and communicate effectively with Sales, Processing and Underwriting team
Collaborate with Closing Processing Analysts to review & analyze title for all requirements and address issues, insurance coverage for mortgagee
Maintain loan file compliance while managing pipeline as various volume levels
Work effectively under specific time constraints and meet end-of-month deadlines
Assist in the seamless transition of new Mortgage Bankers and operations employees to our model
Complete Bank's customer service training and apply to everyday communications with borrowers and mortgage bankers
It is the responsibility of the Underwriting Analyst to review, analyze, and submit loan documents to Underwriting based on agency, investor, and company guidelines with a focus on efficiency and quality.
High school diploma required
Spanish language fluency preferred
3 + years recent Residential Mortgage Processing experience required
The Federal Savings Bank is an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status