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Senior Mortgage Underwriter


Remote Mortgage Underwriters: The grass really IS greener at The Federal Savings Bank (“TFSB”)!  Here's why:

TFSB is a privately held, national bank with a focus on residential lending and providing a white-glove borrower experience. Named as one of Mortgage Executive Magazine's Top 50 mortgage companies in America for five consecutive years, TFSB is actively seeking frontline Residential Mortgage Underwriters for remote positions across the country!

What We Offer:

  • Competitive salary plus unparalleled monthly bonus incentive
  • Generous Vacation days and sick days 
  • Health, Dental, and Vision insurance plans & robust 401k matching are available
  • Ongoing in-house training opportunities to broaden your industry knowledge
  • Employee recognition on a national scale
  • Small bank culture with big bank capabilities
  • Smooth Onboarding experience with full home office setup! 
  • Career advancement - we promote from within!

Duties & Responsibilities:

  • Underwrite conventional conforming, non-conforming, FHA, VA, and portfolio loans in a paperless environment, for a national mortgage bank
  • Specialize in FHA loan underwriting (DE)
  • Specialize in VA loan underwriting (SAR/LAPP)
  • Effectively communicate with bankers, analysts, closers, investors, and auditors
  • Coordinate underwriting responsibilities with processing and closing departments
  • Staying up to date agency guidelines, products, and recent regulatory changes
  • Daily use of DU/LP
  • Underwrite all loans to agency and investor guidelines
  • Complete "Service. Excellence. Experience."  customer service training 

Job Requirements:

  • 4-year college degree OR commensurate mortgage experience 
  • 6+ years of recent frontline Mortgage Underwriting experience required
  • 3+ years of recent Government Underwriting experience 
  • Thorough understanding of agency guidelines, products, and regulatory changes 
  • Must have experience working with multiple investors and guidelines 
  • Encompass experience strongly preferred
  • Advanced proficiency with DU/LP
  • Comfortable with 3-5 full reviews daily plus resubs
  • Direct Endorsement (DE) is strongly preferred 
  • SAR/LAPP designations are strongly preferred 
  • High attention to detail and ability to multitask
  • Flexible with work schedules especially during peak volume periods & month-end.
  • Excellent Interpersonal, Communication, and Time Management Skills
  • Effective Problem Solver
  • Favorable credit history and background
  • Razor-sharp wit and a wicked awesome sense of humor (not necessarily a requirement...but we can dream)

Employee Benefits:

  • Base Salary commensurate with experience, plus bonus
  • Generous paid time off, plus sick days
  • Comprehensive Health, Dental, and Vision insurance plans available; includes company paid life insurance
  • Competitive Flex Spending Accounts (FSAs)
  • Employee Assistance programs (EAPs) for financial planning, emotional support, legal guidance, and work-life solutions
  • Robust 401k matching
  • Employee appreciation events
  • Employee recognition on a national scale
  • A true team culture working towards one common goal; helping homebuyers finance their dream homes!
The Federal Savings Bank is an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status
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